do you keep the transaction reference and for how long
#payments 2026-05-01
Friday44 messages9 participantstimes are UTC
Highlights from this day
- van_isle_vial — nobody can verify an address belongs to who you think it does. that is the actual problem with all of this 22:38
- two_lifts_a_week — a bank transfer leaves a paper trail and no recourse. people should know both halves of that 22:57
- two_lifts_a_week — is there a way to verify an address belongs to who you think it does 23:39
slightly off topic but on a small order the fee can be a meaningful fraction. on a large one the discount wins easily
check first and last four
[edited]a wrong network transfer is gone. nobody can get it back for you and nobody here will try
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wait for confirmations
follow up invoice mismatches happen. check the total against what you actually sent, not against what you meant to send
i wait for the confirmations the supplier states and then one more before i chase anything
there are no chargebacks here. that is the trade you are making and it should be a conscious one
nobody can verify an address belongs to who you think it does. that is the actual problem with all of this
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do suppliers ever refund and how does that even work
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a stablecoin while the order is pending removes one variable you do not need, thats one data point
stablecoin while pending
do not send a test payment to prove anything to anyone. that is a pattern, not a precaution
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how many confirmations before a supplier usually marks it paid
is there any chargeback route at all
check the total
refunds do happen and they are slow and awkward. do not count on one, i think
thats a scam pattern
a bank transfer leaves a paper trail and no recourse. people should know both halves of that
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invoice says €120 and my total came out different, whos wrong
coming back to this work out the network fee before you take the ten percent discount. sometimes it eats it, we shall see
the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume
the mods stop escrow conversations immediately and they are right to
if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel, not advice obviously
polite message usually fixes it
is a bank transfer ever an option and is it a bad idea
quick one discount is standard now, ymmv
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stablecoin or not while an order is pending
no escrow here
no chargebacks
[edited]post it in scam watch
how long do you wait before chasing an unconfirmed payment
do the fee maths
check the first four and the last four characters of the address. every single time, no exceptions
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triple check it
i have had a payment confirm and the order not update for two days. it resolved with one polite message
thats gone sorry
the room holds no money, brokers nothing, and runs no escrow. that has never moved
unrelated but update from 7 months ago: fees are lower than they were and the discount maths has changed, happy to be corrected
is there a way to verify an address belongs to who you think it does
option A: 5 x 10mg @ 38 + 25 ship = 215 / 50mg = 4.30 per mg
option B: 5 x 10mg @ 34 + 45 ship = 215 / 50mg = 4.30 per mg
option C: 10 x 10mg @ 32 + 25 ship = 345 / 100mg = 3.45 per mg📈5❤️10🧊6
paying in two parts is sometimes offered and it does not reduce your risk, it splits it
anyone had a payment arrive and the order not update
keep the reference