vialroom

#payments 2026-04-29

Wednesday51 messages10 participantstimes are UTC
Highlights from this day
  • yyz_vial — slightly off topic but how long do you wait before chasing an unconfirmed payment 19:50
  • wrong_network — refunds do happen and they are slow and awkward. do not count on one 20:01
  • per_mg_pete — do you keep the transaction reference and for how long 20:29
  • private_script_pri — a bank transfer leaves a paper trail and no recourse. people should know both halves of that, i think work out the network fee before you take the ten percent… 21:27
YV

do not send a test payment to prove anything to anyone. that is a pattern, not a precaution

[edited]

i keep every transaction reference in a note with the order. it has been useful twice

*Janoshik not the other one

MU

i wait for the confirmations the supplier states and then one more before i chase anything

[edited]
YV

the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume

slightly off topic but how long do you wait before chasing an unconfirmed payment

🔥14🤝1🎉7

is there a way to verify an address belongs to who you think it does

invoice mismatches happen. check the total against what you actually sent, not against what you meant to send

stablecoin while pending

refunds do happen and they are slow and awkward. do not count on one

🤝6😂12📈1

the mods stop escrow conversations immediately and they are right to, i think

do the fee maths

triple check it

OS

genuine question i triple check the address and i have still had a moment of pure panic every single time

coming back after 3 months, has anything changed on fees

wait for confirmations

PM

there are no chargebacks here. that is the trade you are making and it should be a conscious one, from memory

check the first four and the last four characters of the address. every single time, no exceptions

[edited]
AA

update from 20 months ago: fees are lower than they were and the discount maths has changed, we shall see

a stablecoin while the order is pending removes one variable you do not need, ill dig out the number
check the first four and the last four characters of the address. every single time, no exceptions

PM

do you keep the transaction reference and for how long

🤝13🧊9👍10
PM

a wrong network transfer is gone. nobody can get it back for you and nobody here will try

AA

right so on a small order the fee can be a meaningful fraction. on a large one the discount wins easily, not advice obviously

i have had a payment confirm and the order not update for two days. it resolved with one polite message

network fees were higher than the discount, has anyone done that maths

paying in two parts is sometimes offered and it does not reduce your risk, it splits it

NE

nobody can verify an address belongs to who you think it does. that is the actual problem with all of this

check first and last four

discount is standard now

thats a scam pattern

PS

a bank transfer leaves a paper trail and no recourse. people should know both halves of that, i think
work out the network fee before you take the ten percent discount. sometimes it eats it

😂4🎉12🧊13

post it in scam watch

PS

if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel

PS

invoice mismatches happen. check the total against what you actually sent, not against what you meant to send

PS

sorry to jump in work out the network fee before you take the ten percent discount. sometimes it eats it

DE

the room holds no money, brokers nothing, and runs no escrow. that has never moved