a wrong network transfer is gone. nobody can get it back for you and nobody here will try
#payments 2025-11-06
Thursday45 messages9 participantstimes are UTC
Highlights from this day
- charge_state — there are no chargebacks here. that is the trade you are making and it should be a conscious one, ymmv 21:57
- VialBot — Archive lookup: nine_nine_one first appears in this channel on 2025-03-04. 22:37
- charge_state — check the first four and the last four characters of the address. every single time, no exceptions 22:57
- VialBot — Archive lookup: charge_state first appears in this channel on 2025-09-25. 23:12
there are no chargebacks here. that is the trade you are making and it should be a conscious one, ymmv
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discount is standard now
a stablecoin while the order is pending removes one variable you do not need
i wait for the confirmations the supplier states and then one more before i chase anything
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slightly off topic but has anyone been asked to pay a second time
i triple check the address and i have still had a moment of pure panic every single time
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for the archive do suppliers ever refund and how does that even work
do the fee maths
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paying in two parts is sometimes offered and it does not reduce your risk, it splits it, still working it out
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nobody can verify an address belongs to who you think it does. that is the actual problem with all of this
paying in two parts is sometimes offered and it does not reduce your risk, it splits it
while im here how long do you wait before chasing an unconfirmed payment
right so is paying in two parts ever sensible
follow up i keep every transaction reference in a note with the order. it has been useful twice, i could be wrong
whats a reasonable network fee to accept
what happens if the price moves between invoice and payment
invoice says $72 and my total came out different, whos wrong
slightly off topic but work out the network fee before you take the ten percent discount. sometimes it eats it
on a small order the fee can be a meaningful fraction. on a large one the discount wins easily
the mods stop escrow conversations immediately and they are right to, take that with a pinch of salt
do not send a test payment to prove anything to anyone. that is a pattern, not a precaution
Archive lookup: nine_nine_one first appears in this channel on 2025-03-04.
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check the total
how many confirmations before a supplier usually marks it paid
the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume
invoice mismatches happen. check the total against what you actually sent, not against what you meant to send
stablecoin while pending
unrelated but update from 14 months ago: fees are lower than they were and the discount maths has changed
[edited]do you check the whole address or just the ends
check the first four and the last four characters of the address. every single time, no exceptions
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network fees were higher than the discount, has anyone done that maths
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a bank transfer leaves a paper trail and no recourse. people should know both halves of that
check first and last four
refunds do happen and they are slow and awkward. do not count on one
no chargebacks
Archive lookup: charge_state first appears in this channel on 2025-09-25.
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coming back after 13 months, has anything changed on fees
do not send a test payment to prove anything to anyone. that is a pattern, not a precaution, from memory
i have had a payment confirm and the order not update for two days. it resolved with one polite message
the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume
no escrow here
polite message usually fixes it
triple check it
thats a scam pattern
stablecoin while pending
post it in scam watch
triple check it