is a bank transfer ever an option and is it a bad idea
#payments 2026-06-07
Sunday59 messages13 participantstimes are UTC
Highlights from this day
no escrow here
while im here what happens if the price moves between invoice and payment
do not send a test payment to prove anything to anyone. that is a pattern, not a precaution
i wait for the confirmations the supplier states and then one more before i chase anything
discount is standard now
how many confirmations before a supplier usually marks it paid
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is paying in two parts ever sensible
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check the first four and the last four characters of the address. every single time, no exceptions
there are no chargebacks here. that is the trade you are making and it should be a conscious one
i triple check the address and i have still had a moment of pure panic every single time
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polite message usually fixes it
coming back after 3 months, has anything changed on fees
no chargebacks
paying in two parts is sometimes offered and it does not reduce your risk, it splits it
a stablecoin while the order is pending removes one variable you do not need
work out the network fee before you take the ten percent discount. sometimes it eats it
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thats a scam pattern
keep the reference
option A: 5 x 10mg @ 38 + 25 ship = 215 / 50mg = 4.30 per mg
option B: 5 x 10mg @ 34 + 45 ship = 215 / 50mg = 4.30 per mg
option C: 10 x 10mg @ 32 + 25 ship = 345 / 100mg = 3.45 per mgmotivation_gonepaying in two parts is sometimes offered and it does not reduce your risk, it splits it
whats a reasonable network fee to accept
triple check it
nobody can verify an address belongs to who you think it does. that is the actual problem with all of this
do the fee maths
check the total
motivation_gonepaying in two parts is sometimes offered and it does not reduce your risk, it splits it
the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume
the room holds no money, brokers nothing, and runs no escrow. that has never moved
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post it in scam watch
check first and last four
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stablecoin while pending
invoice says €120 and my total came out different, whos wrong
motivation_gonei triple check the address and i have still had a moment of pure panic every single time
the mods stop escrow conversations immediately and they are right to
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thats gone sorry
i have had a payment confirm and the order not update for two days. it resolved with one polite message
i keep every transaction reference in a note with the order. it has been useful twice
a bank transfer leaves a paper trail and no recourse. people should know both halves of that
a wrong network transfer is gone. nobody can get it back for you and nobody here will try
refunds do happen and they are slow and awkward. do not count on one
on a small order the fee can be a meaningful fraction. on a large one the discount wins easily
wait for confirmations
is there a way to verify an address belongs to who you think it does
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do suppliers ever refund and how does that even work
invoice mismatches happen. check the total against what you actually sent, not against what you meant to send
stablecoin or not while an order is pending
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nobody can verify an address belongs to who you think it does. that is the actual problem with all of this
check first and last four, n of 1 obviously
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a stablecoin while the order is pending removes one variable you do not need
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check the first four and the last four characters of the address. every single time, no exceptions
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the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume
do you keep the transaction reference and for how long
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coming back to this anyone had a payment arrive and the order not update
update from 25 months ago: fees are lower than they were and the discount maths has changed
the mods stop escrow conversations immediately and they are right to
sent to the wrong network, is there any way back
check the first four and the last four characters of the address. every single time, no exceptions
update on the earlier thing wait for confirmations, anyway
is the ten percent crypto discount standard everywhere now
has anyone been asked to pay a second time
if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel
*Medutest not the other one