is the ten percent crypto discount standard everywhere now
#payments 2026-05-18
Monday49 messages9 participantstimes are UTC
Highlights from this day
- nordic_price_nils — do you keep the transaction reference and for how long 19:25
- iris_imports — a bank transfer leaves a paper trail and no recourse. people should know both halves of that 19:41
- two_lifts_a_week — thats gone sorry, for what its worth 21:21
- two_lifts_a_week — slightly off topic but thats a scam pattern 21:28
do the fee maths
stablecoin while pending
work out the network fee before you take the ten percent discount. sometimes it eats it, for what its worth
quick one the mods stop escrow conversations immediately and they are right to
i wait for the confirmations the supplier states and then one more before i chase anything
do not send a test payment to prove anything to anyone. that is a pattern, not a precaution
no chargebacks
if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel, ymmv
check the total
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nobody can verify an address belongs to who you think it does. that is the actual problem with all of this
*Janoshik not the other one
update on the earlier thing i have had a payment confirm and the order not update for two days. it resolved with one polite message
a wrong network transfer is gone. nobody can get it back for you and nobody here will try
update from 4 months ago: fees are lower than they were and the discount maths has changed
right so check the first four and the last four characters of the address. every single time, no exceptions
on a small order the fee can be a meaningful fraction. on a large one the discount wins easily
do suppliers ever refund and how does that even work
a stablecoin while the order is pending removes one variable you do not need
no escrow here
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the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume
i keep every transaction reference in a note with the order. it has been useful twice
there are no chargebacks here. that is the trade you are making and it should be a conscious one
do you keep the transaction reference and for how long
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how many confirmations before a supplier usually marks it paid
whats a reasonable network fee to accept
polite message usually fixes it
a bank transfer leaves a paper trail and no recourse. people should know both halves of that
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triple check it
anyone had a payment arrive and the order not update
sorry to jump in a wrong network transfer is gone. nobody can get it back for you and nobody here will try
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discount is standard now
is there a way to verify an address belongs to who you think it does
is there any chargeback route at all
refunds do happen and they are slow and awkward. do not count on one, take that with a pinch of salt
i triple check the address and i have still had a moment of pure panic every single time
check first and last four
invoice mismatches happen. check the total against what you actually sent, not against what you meant to send
check first and last four
is paying in two parts ever sensible
is a bank transfer ever an option and is it a bad idea
the room holds no money, brokers nothing, and runs no escrow. that has never moved, n of 1 obviously
paying in two parts is sometimes offered and it does not reduce your risk, it splits it
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thats gone sorry, ymmv
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wait for confirmations
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post it in scam watch
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thats gone sorry, for what its worth
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stablecoin while pending
slightly off topic but thats a scam pattern
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on a small order the fee can be a meaningful fraction. on a large one the discount wins easily
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