update from 4 months ago: fees are lower than they were and the discount maths has changed, i could be wrong
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#payments 2026-04-06
Monday30 messages9 participantstimes are UTC
Highlights from this day
- tail_factor — update from 4 months ago: fees are lower than they were and the discount maths has changed, i could be wrong 19:10
- VialBot — Verification log updated: SSA — evidence added, status unchanged. 19:19
- batch_bandit — if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel, ymmv 19:27
- shame_and_meds — is paying in two parts ever sensible 21:29
Verification log updated: SSA — evidence added, status unchanged.
if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel, ymmv
no escrow here
invoice says €38 and my total came out different, whos wrong
i wait for the confirmations the supplier states and then one more before i chase anything
while im here check the first four and the last four characters of the address. every single time, no exceptions
thats a scam pattern
no chargebacks
do not send a test payment to prove anything to anyone. that is a pattern, not a precaution
work out the network fee before you take the ten percent discount. sometimes it eats it
check first and last four
polite message usually fixes it
[edited]discount is standard now
ok so the room holds no money, brokers nothing, and runs no escrow. that has never moved
is a bank transfer ever an option and is it a bad idea
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keep the reference
the mods stop escrow conversations immediately and they are right to
whats a reasonable network fee to accept
a bank transfer leaves a paper trail and no recourse. people should know both halves of that
i triple check the address and i have still had a moment of pure panic every single time
nobody can verify an address belongs to who you think it does. that is the actual problem with all of this
stablecoin while pending
is paying in two parts ever sensible
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anyone had a payment arrive and the order not update
update on the earlier thing is there any chargeback route at all
genuine question paying in two parts is sometimes offered and it does not reduce your risk, it splits it
do the fee maths
post it in scam watch
sent to the wrong network, is there any way back