a wrong network transfer is gone. nobody can get it back for you and nobody here will try
#payments 2025-05-27
- per_mg_pete — the room holds no money, brokers nothing, and runs no escrow. that has never moved, ask me again in a month 18:14
- first_and_last_four — paying in two parts is sometimes offered and it does not reduce your risk, it splits it 18:45
- dexa_or_bia — on a small order the fee can be a meaningful fraction. on a large one the discount wins easily, ask me again in a month 18:46
- dexa_or_bia — sorry to jump in network fees were higher than the discount, has anyone done that maths 19:09
- oasis_ola — i triple check the address and i have still had a moment of pure panic every single time, still working it out 19:27
the room holds no money, brokers nothing, and runs no escrow. that has never moved, ask me again in a month
a bank transfer leaves a paper trail and no recourse. people should know both halves of that
do you check the whole address or just the ends
do suppliers ever refund and how does that even work
paying in two parts is sometimes offered and it does not reduce your risk, it splits it
on a small order the fee can be a meaningful fraction. on a large one the discount wins easily, ask me again in a month
triple check it
sorry to jump in network fees were higher than the discount, has anyone done that maths
coming back to this refunds do happen and they are slow and awkward. do not count on one
the mods stop escrow conversations immediately and they are right to
i keep every transaction reference in a note with the order. it has been useful twice
i triple check the address and i have still had a moment of pure panic every single time, still working it out
the discount pattern is roughly ten percent almost everywhere and it is a real saving at volume
coming back after 20 months, has anything changed on fees
discount is standard now
how long do you wait before chasing an unconfirmed payment
keep the reference
follow up i wait for the confirmations the supplier states and then one more before i chase anything
there are no chargebacks here. that is the trade you are making and it should be a conscious one
if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel
update on the earlier thing is there any chargeback route at all
post it in scam watch
i have had a payment confirm and the order not update for two days. it resolved with one polite message
has anyone been asked to pay a second time
update from 23 months ago: fees are lower than they were and the discount maths has changed
no chargebacks
do not send a test payment to prove anything to anyone. that is a pattern, not a precaution