#payments 2025-04-26

do not send a test payment to prove anything to anyone. that is a pattern, not a precaution

thats a scam pattern

do the fee maths

the mods stop escrow conversations immediately and they are right to

quick one i wait for the confirmations the supplier states and then one more before i chase anything

triple check it

whats a reasonable network fee to accept

i have had a payment confirm and the order not update for two days. it resolved with one polite message, happy to be corrected

thats gone sorry

no chargebacks

quick one invoice mismatches happen. check the total against what you actually sent, not against what you meant to send

if you are asked to pay a second time because the first "did not clear", stop and post it in the scam channel, ask me again in a month

work out the network fee before you take the ten percent discount. sometimes it eats it

i triple check the address and i have still had a moment of pure panic every single time

there are no chargebacks here. that is the trade you are making and it should be a conscious one

do suppliers ever refund and how does that even work

the room holds no money, brokers nothing, and runs no escrow. that has never moved

nobody can verify an address belongs to who you think it does. that is the actual problem with all of this

wait for confirmations

update from 16 months ago: fees are lower than they were and the discount maths has changed

a bank transfer leaves a paper trail and no recourse. people should know both halves of that

i keep every transaction reference in a note with the order. it has been useful twice

polite message usually fixes it